So let's say I've got a character who's got the trait Owner Aboard from the Ship's Captain lifepath. I've got 9 Resource Points at character generation and, naturally, I want to buy a ship for him. I'm short on time and I look through the book and I decide the Mercator is what I need (pg555).
Question is - how much does it cost in Resource Points?
For example, is it like other gear and costs, say, 2rps as a piece of personal gear that's special? Or, if I extrapolate from the tech burner rules, I divide the listed resource cost (which is, as I read it, equal also to the number of trait points used in making it) by the Index of my world. So, if I'm on a Low Index world, and I want to buy said Mercator with my Resource points at chargen, and the Mercator cost is OB13, then my Resource point cost is 4 (1 Resource point equals 4 Trait points).
Which is correct? I have a feeling it's the second, but I want to be sure. Thanks.